Banks consist of different parts, each with specific roles to keep things running smoothly. The Treasury division handles investments, liquidity, and trading to support the bank’s strength. Corporate Banking serves large companies, while Retail Banking assists everyday people with loans, savings, and other services. Other Banking Operations offer support like back-end processing and customer service improvements.
YES BANK Limited is a well-known private sector bank in India. It provides a wide range of services for corporate clients, small businesses, and individuals. The bank uses advanced digital technology to make banking easy and accessible. YES BANK offers loans, manages investments, provides financial advice, and delivers digital solutions. It plays a vital role in supporting India’s economy through its specialized departments and customer-focused approach.
Yes Bank Overview
| Aspect | Details |
|---|---|
| Bank Name | YES BANK Limited |
| Type | Private Sector Bank |
| Founded | 2004 |
| Headquarters | Mumbai, Maharashtra, India |
| Key Divisions | Treasury, Corporate Banking, Retail Banking, Other Banking Operations |
| Primary Services | Lending, Investments, Financial Advisory, Digital Banking, Wealth Management |
| Customer Segments | Large Corporates, MSMEs, Retail (individuals) |
| Technology Use | Strong focus on digital banking and tech-driven services |
| Mission | To offer responsible banking solutions using innovation and service quality |
| Presence | Over 1,000 branches across India |
| Regulated By | Reserve Bank of India (RBI) |
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Yes Bank Products
| Category | Products/Services |
|---|---|
| Savings Accounts | Regular Savings Account, Salary Account, Senior Citizen Savings, Women’s Savings Account |
| Current Accounts | Business Current Account, Corporate Current Account |
| Fixed Deposits | Term Deposits, Tax Saving Fixed Deposits |
| Loans | Personal Loans, Home Loans, Car Loans, Business Loans, Education Loans |
| Credit Cards | Various credit card options with rewards and benefits |
| Investment | Mutual Funds, Insurance, Wealth Management |
| Digital Banking | Mobile Banking App, Internet Banking, UPI |
| NRI Services | NRI Savings Account, NRI Fixed Deposits, Remittance Services |
Yes Bank Fundamentals
| Fundamental Metric | Details |
|---|---|
| Market Capitalization | ₹ (Latest Market Cap — depends on current data) |
| Stock Symbol (Ticker) | YESBANK |
| Industry | Banking and Financial Services |
| Face Value | ₹2 per share |
| PE Ratio | (Latest value — varies with market) |
| Book Value | (Latest value — varies) |
| Dividend Yield | (Latest value if applicable) |
| ROE (Return on Equity) | (Latest % — varies quarterly/yearly) |
| Debt to Equity Ratio | (Latest ratio — indicates leverage) |
| 52-Week High/Low | (Latest high and low prices) |
| Promoter Holding | (Latest % of promoter ownership) |
Yes Bank Shareholding Patterns
| Category | Shareholding (%) | Key Shareholders |
|---|---|---|
| Promoter Holding | 0.00% | None |
| Foreign Institutional Investors (FII) | 26.88% | Includes 584 investors, with notable holdings from Verventa Holdings Ltd. (9.20%) and CA Basque Investments (6.84%) |
| Domestic Institutional Investors (DII) | 39.52% | Includes 11 banks such as State Bank of India (23.97%), HDFC Bank (2.75%), ICICI Bank (2.39%), Kotak Mahindra Bank (1.21%), Axis Bank (1.01%), and others |
| Mutual Funds | 1.65% | 28 schemes, with a notable increase from 0.74% in December 2024 |
| Public Shareholding | 33.60% | Includes individual shareholders and bodies corporate |
Yes Bank Share Price Target 2025
During the COVID-19 pandemic, YES BANK’s stock price hit a record low. This reflected the serious challenges the bank faced. However, over time, the stock has shown steady recovery. The year 2025 is crucial for YES BANK. The management has worked hard to stabilize operations and rebuild investor trust after the 2020 crisis.
To aid its revival, YES BANK secured investments from global private equity firms like Advent International and Carlyle Group. These funds have been vital in boosting the bank’s financial strength and supporting long-term growth.
Looking ahead, our analysis indicates a positive trend for the bank’s stock. We predict that in 2025, the share price could range from ₹16.02 to ₹28.38, depending on market conditions and the bank’s progress. This shows cautious optimism about YES BANK’s recovery and growth potential.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 16.02 | 28.38 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 17.06 | 20.19 |
| February | 16.66 | 19.56 |
| March | 16.02 | 17.53 |
| April | 16.16 | 19.35 |
| May | 17.51 | 23.83 |
| June | 18.42 | 24.00 |
| July | 19.85 | 24.65 |
| August | 21.55 | 25.78 |
| September | 22.68 | 26.00 |
| October | 23.51 | 26.57 |
| November | 24.11 | 27.68 |
| December | 25.84 | 28.38 |
Yes Bank Share Price Target 2026
YES BANK has big news: it’s back to making profits. This turnaround comes from better financial management and strategic reforms. A key sign of recovery is the rise in customer deposits, which grew over 13% year-on-year to ₹2,19,369 crore. This growth shows renewed customer trust and a stronger balance sheet.
Also, the bank’s stock is on a steady rise, indicating growing investor confidence. Daily performance shows gradual gains, making the outlook for YES BANK’s shares look positive.
Our analysis projects a share price target of ₹40.47 for YES BANK in 2026. We expect the stock to trade between ₹25.84 and ₹40.47 during the year, based on market changes and the bank’s performance. This forecast highlights the bank’s progress and its potential for strong growth in the years ahead.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 25.84 | 40.47 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 25.84 | 29.00 |
| February | 26.84 | 29.88 |
| March | 27.68 | 30.51 |
| April | 28.67 | 31.77 |
| May | 29.17 | 32.61 |
| June | 30.70 | 33.74 |
| July | 31.00 | 34.85 |
| August | 32.47 | 35.52 |
| September | 34.68 | 36.84 |
| October | 35.63 | 38.41 |
| November | 36.53 | 39.74 |
| December | 37.68 | 40.47 |
Share Price Target 2027
YES BANK has faced many challenges but is now recovering well. The bank shows promising growth signs for the coming years. With new leadership and strong investor support, it is restructuring operations and improving asset quality. These efforts aim to enhance both business and retail banking services.
The bank’s focus on sound financial management and better operations is expected to fuel further growth. As trust in the bank’s stability grows, its stock may rise steadily.
Our analysis suggests that YES BANK’s share price target for 2027 is ₹52.83. Looking to 2028, we estimate that the stock could range between ₹50.84 and ₹65.53. This projection depends on market performance and the bank’s internal progress. It highlights a positive outlook driven by the bank’s ongoing transformation and recovery strategy.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2027 | 38.57 | 52.83 |
Share Price Target 2029
YES BANK’s future looks bright. Its share price shows strong potential for growth in the coming years. The changes made during its recovery are important for reshaping the bank’s operations. With more customers, rising savings deposits, and a wider range of financial services, YES BANK can capture more market share.
As the Indian economy grows, YES BANK’s diverse offerings in retail and corporate banking will likely support steady profits. If the bank follows its growth plans, investors could see solid long-term returns.
The outlook for YES BANK’s stock is positive. Our analysis gives a share price target of ₹78.23 for 2029. We expect the stock to trade between ₹63.85 and ₹78.23 this year, showing confidence in the bank’s ongoing growth and financial stability.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2029 | 63.85 | 78.23 |
Yes Bank Share Price Target 2030
YES BANK is gradually recovering and showing steady growth under new leadership. The rise in its share price shows renewed investor confidence and successful turnaround efforts. After a tough period, YES BANK introduced new management and secured investments from major financial institutions, which helped its revival.
With strong support from the Reserve Bank of India and a focus on improving operations, the bank is back on a growth path. Better governance, improved asset quality, and customer-focused services have strengthened its market position.
Looking ahead, the outlook is optimistic. We predict YES BANK’s share price target for 2030 will be ₹91.17. We estimate the stock could trade between ₹76.14 and ₹91.17 this year, assuming strong performance and favorable market conditions. This shows confidence in the bank’s long-term growth potential.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2030 | 76.14 | 91.17 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 76.14 | 79.58 |
| February | 77.62 | 81.64 |
| March | 78.60 | 82.21 |
| April | 79.00 | 83.47 |
| May | 80.68 | 84.94 |
| June | 82.15 | 85.64 |
| July | 83.47 | 86.67 |
| August | 84.78 | 87.24 |
| September | 85.15 | 88.17 |
| October | 84.58 | 88.90 |
| November | 86.48 | 90.78 |
| December | 87.15 | 91.17 |
Share Price Target 2040
YES BANK has done well in recent years. It has strengthened its presence by providing valuable services to customers and corporations. Its focus on innovation, customer satisfaction, and financial discipline has rebuilt investor confidence. Many see YES BANK as a long-term investment opportunity.
However, all investments carry risks. The outlook looks positive, but investors should assess their financial goals and risk tolerance before deciding.
Our analysis projects YES BANK’s share price target for 2040 to be ₹198.49. We expect the stock to trade between ₹181.61 and ₹198.49, depending on market dynamics and the bank’s growth. This forecast shows a cautiously optimistic view of the bank’s long-term potential in the changing financial landscape.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2040 | 181.61 | 198.49 |
Share Price Target 2050
By 2050, the banking sector is likely to grow significantly. This growth will be fueled by a stronger economy, rising demand for financial services, and more investment in infrastructure and businesses. Banks are crucial for funding development projects and supporting companies, which helps them earn steady income from interest and other services.
With these strong fundamentals, the long-term outlook for banking stocks, including YES BANK, looks good. Investing now until 2050 may be a smart move for those seeking long-term returns. However, remember that the stock market can be unpredictable. Investors should apply proper risk management, like setting a stop loss, and make informed choices.
Our analysis shows that YES BANK’s share price target for 2050 is ₹323.70. We expect it could trade between ₹305.40 and ₹323.70, depending on market conditions and the bank’s performance.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2050 | 305.40 | 323.70 |
Should I Buy Yes Bank Stock?
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 16.02 | 28.38 |
| 2026 | 25.84 | 40.47 |
| 2027 | 38.57 | 52.83 |
| 2028 | 50.84 | 65.53 |
| 2029 | 63.85 | 78.23 |
| 2030 | 76.14 | 91.17 |
| 2040 | 181.61 | 198.49 |
| 2050 | 305.40 | 323.70 |
Yes Bank Earning Results
| Profit & Loss Statement Highlights | |||||
| (INR Crs) | Q1FY24 | Q4FY23 | Growth % | Q1FY23 | Growth % |
| Net Interest Income | Non-Interest Income | 2,105 | -5.0% | 1,850 | 8.1% |
| Non Interest Income | 1,141 | 1,004 | 13.7% | 741 | 54.0% |
| Total Net Income | 3,141 | 3,109 | 1.0% | 2,591 | 21.2% |
| Operating Profit/(Loss) | 818 | 889 | -7.9% | 590 | 38.8% |
| Provisions | 360 | 618 | -41.7% | 175 | 106.2% |
| Net Profit / (Loss) | 343 | 202 | 69.2% | 311 | 10.3% |
| Basic EPS (INR) | 0.12 | 0.07 | 68.6% | 0.12 | -4.3% |
Profit & Loss
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
|---|---|---|---|---|---|
| Revenue | 20,039 | 19,019 | 22,702 | 27,606 | 29,909 |
| Interest | 12,611 | 12,528 | 14,800 | 19,527 | 21,314 |
| Expenses + | 14,937 | 8,058 | 10,371 | 11,350 | 12,092 |
| Financing Profit | -7,509 | -1,568 | -2,468 | -3,272 | -3,497 |
| Financing Margin % | -37% | -8% | -11% | -12% | -12% |
| Other Income + | 3,107 | 3,405 | 3,883 | 5,355 | 5,656 |
| Depreciation | 360 | 403 | 433 | 546 | 0 |
| Profit before tax | -4,762 | 1,434 | 981 | 1,538 | 2,159 |
| Tax % | -27% | 26% | 25% | 16% | |
| Net Profit + | -3,489 | 1,064 | 736 | 1,285 | 1,792 |
| EPS in Rs | -1.39 | 0.42 | 0.26 | 0.45 | 0.58 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
Future of Yes Bank
By 2050, the banking sector is set to grow significantly. This growth will come from a stronger economy, higher demand for financial services, and more investment in infrastructure and businesses. Banks are crucial for funding development projects and supporting companies, generating steady income through interest and fees.
Given these solid factors, the long-term outlook for banking stocks, including YES BANK, looks bright. Investing now until 2050 could be smart for those seeking long-term gains. Still, the stock market is unpredictable. Investors should use risk management strategies, like setting a stop loss, and make informed choices.
Our analysis shows YES BANK’s share price target for 2050 at ₹323.70. We predict it could range from ₹305.40 to ₹323.70, based on market conditions and the bank’s performance.
Is Yes Bank Stock Good to Buy?
Bull Case: YES BANK is working hard to fix its past problems, especially with non-performing loans. This puts the bank in a strong position for the future. India’s economy is growing, which can lead to more lending, better profits, and growth in the banking sector. Improvements in operations, governance, and financial stability may attract both local and foreign investors. If these trends continue, YES BANK’s stock price could rise significantly over time.
Bear Case: Even with recent gains, investing in YES BANK has risks. The bank has had ups and downs, and while it is recovering, full stability is not certain yet. Economic issues, regulatory changes, or a downturn could hurt the bank’s performance. If YES BANK cannot completely resolve its old issues or faces new challenges, investor confidence may drop, putting pressure on its stock price. Potential investors should be cautious.
Conclusion
After the market crash, Yes Bank’s shares took a hit. To tackle these problems, Yes Bank’s leadership acted quickly. They managed the issues and made strategic changes. Since then, the share price has been rising steadily. Here’s the key information to consider before investing in Yes Bank.
FAQs
1. Can I invest in Yes Bank shares for the long term?
Yes, investing in Yes Bank shares can be considered for the long term. Currently, the share price is relatively low, making it a potentially good entry point. However, it’s important to be aware of the inherent risks involved in the banking sector and market fluctuations.
2. Why is Yes Bank’s share price low right now?
The share price fell sharply after the pandemic and market challenges hit the bank’s performance. Since then, management has taken strong steps to correct this. The price is slowly recovering.
3. How has Yes Bank performed historically?
Before the pandemic, Yes Bank shares showed strong performance. The crisis caused a steep decline, but with improvements in management and strategy, the shares are now on a positive recovery trend.
4. Is now a good time to buy Yes Bank shares?
Yes, the share price has been on an upward trend since the beginning of this year, indicating a promising opportunity to invest. Still, it’s wise to monitor market conditions and consider your risk tolerance.
5. What factors are driving the recent growth in Yes Bank shares?
Recent growth comes from smart management changes, better operational strategies, and improved financial health. These factors have boosted investor confidence in Yes Bank.